Our wellness program is customized for your company to provide the maximum results and benefits for your employees. The platform allows each employee to be accountable for their own health and wellness working with our team of consultants to design a program that works best for them, and also allows employees the opportunity to have supplemental coverage for out of pocket medical expenses, co-pays, and other out-of-pocket health care expenses, including access to our online physician network.
AND THERE IS NO ADDITIONAL COST TO THE EMPLOYER OR EMPLOYEE!
4 Easy Steps to Save
1 - Census
Provide Requested Employee Data
2 - COST SAVINGS
Employer Cost Savings Analysis
3 - ENROLL
One-on-One Enrollment
4 - SAVE
Save! Save! Save!
Key Benefits
MINIMIZE YOUR OVERALL PREMIUM COSTS
By offering a Deductible Gap Policy to employees, employers are able to increase their deductible to lower healthcare premiums
EMPLOYER TAX SAVINGS FOR EACH PARTICIPATING EMPLOYEE
Employer receives a tax savings thru the IRS Section 125 pretax deductions rule
OFFSET INCREASED OUT OF POCKET COSTS
Our solution offers several ways to help cover increased deductibles, copays, and coinsurance
OFFER A COMPREHENSIVE BENEFIT PACKAGE
The Wellness & Benefit Program allows employees to choose a robust variety of options that best suit them and the needs of their families
IMPROVE OVERALL COMPANY HEALTH
Offers employees access to health assessment tools, coaching, biometric screenings, and more
Key Features
Customized Employee Benefits
Using the IRS Section 125 pretax deduction rule there is NO material change in the employees net take home pay allowing them access to additional benefits including the wellness program, healthcare education, coaching, and much more…plus access to a physician by phone or online.
Deductible Gap Insurance
- Pays 100% of eligible deductible expenses
TeleMedicine – Kura MD
- Physicians licensed in all states
- No waiting
- No appointments necessary
- Not counted as medical claim
Whole Life Insurance
- Up to $150,000 death benefit
- Guarantee issue
- Builds cash value
- Portable
Accident Insurance
- Provides fixed cash benefits for accidental injuries
Critical Illness Insurance
- Provides up to $50,000 upon the diagnosis of one of 33 conditions
Cancer Insurance
- Pays fixed benefits for diagnoses and treatment of cancer
Hospital Indemnity Insurance – Self-Funded
- Pays monthly fixed benefits on Emergency Room visits, Hospitalization, Kura Telemedicine, Coaching, and more.
The rates for health insurance premiums are increasing. We offer plans and options that show clients how they can lower their premium rates and provide incentives to employees to reduce the employee’s individual healthcare expenses.
Inspired Associates
Additional Features
Customized Employee Wellness Plan
- Certified Nurse Coaching
- Health Risk Assessment
- Online Wellness Modules
- Stress Management
- Physician and Healthcare Consultation
- Nutrition
- Fitness
- Participatory plan
- Wellness Screening
Telemedicine
- No appointments necessary
- 2-way audio/video medical consultations or connect by phone
- Bluetooth enabled remote monitoring devices – e.g., Blood Pressure, Glucose, Pulse Oximeter, Weight/Fat Scale, and more
- iOS and Android Mobile Apps
Employer
- Our wellness and benefits program puts the choice of healthcare options back in the hands of the employees
- Employer receives tax savings thru the IRS Section 125 pretax deduction
- No Additional Cost – Employees love the flexibility and options available
- Reduce healthcare costs to increase your bottom-line
- Our wellness and benefit program complements your current group health plan, while reducing healthcare costs
Employee
- Access to Supplemental Benefits
- Customize wellness program
- Access to a doctor by phone or online
- No cost to the employee using the IRS Section 125 pretax deduction
Improved Corporate Health
- Improved productivity
- Improved employee retention
- Better employee health and morale
- Lower health-related costs
Telehealth provided by Kura MD
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